Start with what your family needs
Sending money home is often about something specific: school fees, groceries, a medical appointment or simply helping the household get through the month. Knowing the purpose and deadline helps you choose an appropriate payment method and avoid a last-minute rush.
Ask how your recipient prefers to receive the money and which local-currency amount they need. Keep a little flexibility in your budget, because fees and exchange rates can affect the final amount.
Check the details before you send
Confirm the recipient’s name, account details and destination directly with them. Take extra care when someone sends changed account information or makes an urgent request. Use a familiar contact method to verify the change before making a payment.
Compare the full cost, not just an advertised transfer fee. Look at the exchange rate, any additional charges and the estimated amount your recipient will receive. Also check the delivery estimate and whether identity verification could affect the timing.
Keep a clear record
Save the transaction reference and share the expected arrival time with your family. Once the payment arrives, confirm the actual amount received. A record of recurring transfers can help you plan future support and spot unexpected differences.
Manilla’s cross-border remittance services connect supported markets in Canada, Nigeria and Kenya. Availability, verification requirements, fees, rates and settlement timing depend on the transaction. Review the current details before committing to a transfer.
