Global Money Movements
Send and receive value using industry-leading stablecoins (USDC, USDT). Skip the 3-5 day waiting periods of SWIFT transfers and enjoy near-instant settlements at a fraction of the cost.
Borderless Finance for the Modern World
One App. Global Reach. Your Money, Without Limits.
Bridge the gap between traditional finance and the digital assets economy. Whether you’re in Lagos, Toronto, Nairobi or New York, Manilla Pay gives you the tools to pay, swap, and move value instantly.
Finance Without Borders
Traditional banking wasn’t built for the modern global citizen. High fees, slow settlements, and currency restrictions hold you back. Manilla Pay is the flagship CeDeFi solution designed to make your money work as hard as you do. We combine the security of centralized finance with the efficiency of decentralized protocols to deliver a seamless payment experience across Nigeria, Canada, and beyond.
What You Can Do with Manilla Pay
Real-World Utility & Bill Payments
Crypto isn't just for holding; it’s for living. Pay for your daily essentials directly within the app:
- Utilities: Electricity, water, internet, and cable TV.
- Mobile: Instant airtime and data top-ups.
- Automation: Set up Auto-Pay for recurring bills so you never miss a deadline.
Travel the World
Book flights and travel services globally. Use your Manilla Pay balance to fund your next adventure without worrying about foreign exchange limits on your local bank cards.
Effortless Swaps & On-Ramps
Move between assets in seconds with real-time conversion rates.
- Crypto to Crypto: Swap between supported digital assets instantly.
- Fiat to Crypto: Seamlessly on-ramp from Naira to stablecoins.
- Crypto to Fiat: Off-ramp your earnings back to your local bank account whenever you nee
Built for Every Way You Work and Live
Use Case; How Manilla Pay Empowers You
Freelancers
Receive payments from international clients in USDT/USDC and withdraw to Naira instantly.
Businesses
Pay global suppliers and manage multi-currency payroll without the headache of sourcing USD or high wire fees.
Pay global suppliers and manage multi-currency payroll without the SWIFT delays or hidden FX fees.
Travelers
Bypass restrictive daily spend limits on local cards by paying for tickets and services with crypto.
Bypass restrictive daily spend limits and fund your trips with stablecoins that work everywhere.
Everyday Users
Pay for Netflix, electricity, and data while keeping your savings in stable assets that help protect against inflation.
Pay for Netflix, electricity, airtime and more directly from your balance with crypto that lives with you.
Why Choose Manilla Pay?
Speed That Keeps Up With You
No more "pending" transactions. Our infrastructure is optimized for instant settlement, ensuring your funds arrive exactly when they are needed.
Cost-Effective Efficiency
By leveraging stablecoin rails, we eliminate the middleman. This means lower transaction fees and better exchange rates for you.
Multi-Currency by Default
Manage your portfolio in a way that makes sense for your lifestyle. Switch between Naira, CAD, and stablecoins with a single tap.
Compliance You Can Trust
We aren’t just another crypto app. Operating in Nigeria and Canada, we prioritize regulatory compliance and local standards to ensure your account remains safe and accessible.
Security is Our DNA
Your peace of mind is our priority. Manilla Pay employs institutional-grade security measures:
- Multi-Factor Authentication (MFA): Extra layers of protection for every login and withdrawal.
- Encryption: End-to-end data encryption to keep your personal info private.
- Regulated Framework: Built within the Manilla Finance Ecosystem, adhering to strict CeDeFi security audits.
Download the App
Available on iOS and Android.
Verify Your Identity
A quick, seamless KYC process to keep the ecosystem safe.
Fund & Go
Deposit Naira or Crypto and start paying bills or sending money globally.
Ready to Experience Financial Freedom?
Join thousands of users across Africa and North America who are taking control of their financial future.
Create Free Account